Vermont law requires you to file an automobile accident report with the Vermont Department of Motor Vehicles whenever anyone is hurt or when the damage to all cars is more than $3,000.00. 23 VSA Section 1129(a). This report must be sent to the VT DMV within 72 hours of the accident.
If you do not report your car accident to your auto insurance company, then there may be delays in getting your car repaired and processing the benefits you are covered for. A delay in reporting personal injuries could hurt your ability to get a fair settlement for your injuries from the car accident.